Each year millions of elderly seniors fall prey to ruthless schemes that rob them of their money and identity. The sad part it is often a result of a senior’s trusting nature or feelings of isolation and loneliness; or in some cases, a senior may have cognitive issues that impair their judgement and decision-making skills. Experts also say seniors are from a generation that was raised to be polite and agreeable to others, which in turn can make them more susceptible to fraud.
The National Council on Aging (NCOA) updates the public to current scams targeting seniors so if you have a parent or other elderly loved ones who may be at risk, take a look at the info and discuss the various schemes used with them. One scam frequently used this year is a phone call, email or in-person approach to collect money for disaster relief. Thieves also scam those who have been the victim of a disaster by trying to collect personal information under the guise of providing some sort of financial relief.
The NCOA says there are ways to avoid getting scammed such as never giving out your personal information to anyone but a trusted family member, friend or your professional financial advisor. In addition never make big financial decisions without consulting with one of those trusted people. Also do not give out personal PIN #s, or Medicare and other financial info over the phone unless you initiated the call or know the person.
Other commonsense advice includes being wary of high-pressure sales persons, never signing a contract until you understand it entirely, and to be suspicious of unexpected announcements of winning money, trips, or other prizes. Experts say it is most likely a hoax. Always take your time when making financial decisions and do not give blanket approval to a vendor for medical equipment and other purchases.
Please visit MorningStar of Sparks to learn more about vibrant senior living in Reno. Our community has 128 bright suites for independent living and another 80 for assisted living. Within our memory care wing, we provide 32 secure suites devoted to the care of those with Alzheimer’s and other forms of dementia. Please visit our website to learn more.
MorningStar of Sparks’ unique mission statement “to honor, to serve, to invest” sets us apart from other senior communities. Committed to creating a true home for residents within a gorgeous setting, our foundation is built on honoring God, valuing our seniors and hiring staff with a felt calling to serve. Contact us for more info regarding one of the finest Reno assisted living & independent living communities.
Source:
ncoa.org/economic-security/money-management/scams-security/protection-from-scams/
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